This add-on gives you access to legal assistance after a traffic violation or accident. This covers aftermarket parts, such as rims, electronic equipment or a custom paint job. It’s not available in all states and is typically sold in small amounts between $1,000 and $5,000.Įlephant also sells additional coverage types, including: Also called medical expense insurance, MedPay covers you and your passengers’ medical bills no matter who is at fault for an accident. PIP is required in no-fault insurance states, optional in other states and unavailable in some. Personal injury protection also pays other expenses, such as lost wages and funeral services. PIP pays for you and your passengers’ medical bills if you get hurt in a car accident, no matter who is at fault. If you have a car loan or lease, you will likely be required to have collision and comprehensive insurance. These optional coverage types are usually sold together and cover car theft and damage to your own vehicle from crashes, fire, flood, vandalism, falling objects and collisions with animals. Collision and comprehensive insurance.Uninsured motorist insurance is required in some states but is optional in others.
INTEGRITY PLUS AUTO BODY COLLISION AND SPECIALITIES LLC DRIVER
This pays for your medical costs and other expenses if a driver without liability insurance (or not enough liability insurance) crashes into you. You are required to carry liability car insurance in most states. Liability car insurance also covers your legal costs, settlements and judgments if you are sued because of an accident. This pays for injuries and property damage you accidentally cause to someone else. Elephant sells the standard types of auto insurance you will find at other auto insurance companies:
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